Need a little extra for gifts this year?

With the year coming to an end and the increase of spending for everyone during this time, we want to offer our members a deal. As our gift to you this season, we have lowered our rates to start at 7.25% APR*. Our Holiday Loan Special is perfect for members looking to have a little extra cash in their pockets this holiday season.

Stop by your local branch or give us a call! We can usually process your application in just few minutes. You can also apply online through our secure website!

Apply for our Holiday Loan

Loan proceeds cannot be used to pay off an existing AmFirst loan. Available to qualifying members only. Certain restrictions apply. Not all borrowers qualify for the best rates. Your rate will depend on final underwriting, which includes creditworthiness. 36 monthly payments are $30.73 per $1,000.00 borrowed. *Annual Percentage Rate. **Minimum loan amount is $500. Repay in up to 36 months. Federally Insured by NCUA.

What is Early Pay?

Coming in January 2025, Early Pay will be a service that allows you to access your funds from qualifying payroll or government payments up to two days early^*. For example, if you usually get paid on Friday, you could see your paycheck in your account as soon as Wednesday.

AmFirst members are automatically enrolled in this free Early Pay service.

Learn more about Early Pay

Honor Dollars Bonus Program

Our Honor Dollars program rewards small students for big grades. Bring your child’s most recent report card with all A’s and B’s to any AmFirst branch and we will make a $10 deposit into their Kids First Club account.

*Honor Dollars are reportable for tax purposes and the responsibility of the recipient.

Have you heard about our first time home buyer program?

• Up to 100% financing with no PMI
• Maximum loan amount up to $300,000
• Home-buyer’s education class required

The interest rate, Annual Percentage Rate (APR) and origination fees are subject to change without notice and will depend on creditworthiness and loan-to-value ratio. This program is available to consumer members only and the subject property must be a member’s intended primary residence. Members must meet underwriting criteria and are subject to approval and verification of income, credit and availability of funds for closing costs. Escrow of property insurance and property taxes is required. Applicants must complete home-buyer’s education class prior to closing. Program may be discontinued at any time.

APPLY NOW