Home Equity Line of Credit

Rates effective as of: December 4, 2024

*Twelve months after closing, the interest rate will convert to a variable rate which is based on the Prime Lending Rate as published in The Wall Street Journal plus a margin of 0% to 2.50% based on your creditworthiness, which currently would be between 8.500% APR and 11.000% APR. Offer good only on new Home Equity Lines of Credit. AFFCU will maintain a security interest on the property securing the account. Closing costs are estimated between $365.00 and $1,250.00. Property insurance is required. Available equity is based upon the current assessed value of your property. The maximum rate that can apply is 18.00% APR. Maximum Loan-to-Value is 80%. Consult a tax advisor regarding the deductibility of interest. The annual non-usage fee is waived for any year in which there is an advance. Not available for Business Accounts. Limited to primary residences in the State of Alabama.

*APR=Annual Percentage Rate.

Rates subject to change.

Rates effective as of: December 4, 2024

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