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Get started on your New Year Resolution Loan

As low as 6.25% APR* for as little as $500**
January 3, 2023 through February 28, 2023

Loan proceeds cannot be used to pay off an existing America’s First loan. Available to qualifying members only. Certain restrictions apply. Not all borrowers qualify for the best rates. Your rate will depend on final underwriting, which includes credit worthiness. 36 monthly payments are $30.73 per $1,000.00 borrowed.

*Annual Percentage Rate.
**Minimum loan amount is $500. Repay in up to 36 months.

Promotion ends February 28, 2023 at 5 p.m. (CST).

Federally Insured by NCUA

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Rates effective as of: December 22, 2024

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It’s easy to become a member and begin to take advantage of our wonderful products,  services; as well as the other benefits we offer.

You will need the following information in order to complete the application:

  • Government Issue ID/ drivers license/ State ID or passport with current address
  • Current physical and mailing address
  • Social Security Number
  • Date of Birth

 

Important Information about Procedures for Opening a New Account

To help the federal government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, and record information that identifies each person who opens an account.

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New fee for loan payments:

Starting on January 1, 2023, there will be an $8.00 transaction fee for loan payments when members pay with a debit card.

If you are making a loan payment using your checking account and routing number (ACH) there will continue to be no transaction fee. Also, there will continue to be no transaction fee if you are using the transfer function in Online Banking to make a payment.

For questions, please give us a call at 205-320-4000.

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HOLIDAY CLOSURE ALERT: All branches will close early for Christmas Eve, Dec. 24 at 1 p.m. and will reopen Thursday, Dec. 26 at 9 a.m.