Get Started with Skip-A-Pay Online
Skip-A-Pay gives you the opportunity to skip your AmFirst loan payment every twelve months, so you have the cash you need for other goals. Skipping a loan payment has never been easier. You can choose the monthly loan payment that you would like to skip, with no need to go into a branch. See if your loan qualifies to Skip-A-Pay through Online Banking or your AmFirst Mobile App.
You’re eligible to skip your loan payment if:
- You have had an open loan for 6 months or greater
- Your loan, checking, and savings accounts are in good standing
- Have no history of late payments at AmFirst
Access Skip-A-Pay in Mobile or Online Banking:
- Login to your online account and select the More tab.
- Once you have entered the More tab, select Loans.
- Underneath Loans, choose Skip A Payment to get started.
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If you have your loan payments to be scheduled to be paid through reoccurring transfers in online banking or the “make a payment link” located on www.amfirst.org. You will need to cancel or suspend the transfer/payment for the “skipped month” and then schedule or resume your payment option once the payment is successfully skipped.
Participation in Skip-A-Pay will extend the maturity date of the loan, will not stop interest from accruing in the month during which the loan is skipped, may result in your final loan payment being higher, and will change your GAP, warranty, and insurance products tied to your loan payments.
Ineligible Loan Types: lines of credit, credit cards, and mortgages
Certain restrictions apply.
