Credit Union vs Bank

Why choose a credit union?

Maximizing Benefits,
Not Profits

Banks are for-profit institutions that are legally obligated to maximize shareholder profits. Credit unions, like AmFirst, are member-driven. Our primary obligation is to serve our members, not to maximize profits. This allows us to offer higher rates of return and lower interest rates than many banks are capable of offering.

Serving Our Community

We’re a cooperative of community members who come together to offer each other great financial products and services. In fact, our board of directors is made up of credit union members who volunteer. Our President reports to this board. More than 200,000 members who live in this community trust us to offer great rates for loans of all kinds.

Protecting Your Money

We’re also committed to protecting your money. AmFirst is a full-service credit union with a 5-star “superior” rating from BauerFinancial, a nationally recognized rating agency for banks and credit unions. All of our share saving and checking accounts are insured up to $250,000 by the National Credit Union Administration (NCUA).

Join America's First Federal Credit Union.

You can apply online, in a branch, or over the phone.

Apply Online

Call 205-320-4000

Toll Free 1-800-633-8431

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Rates effective as of: December 4, 2024

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Credit Union vs Bank

Why choose a credit union?

Maximizing Benefits,
Not Profits

Serving Our Community

Protecting Your Money

Join America's First Federal Credit Union.

Not a Member, Yet?

Already a Member?

Are you a Member?

Not a member yet?

Credit Union vs Bank

Why choose a credit union?

Maximizing Benefits, Not Profits

Serving Our Community

Protecting Your Money

Join America's First Federal Credit Union.

Maximizing Benefits,
Not Profits